Commercial Property Loans (CRE)

A commercial property loan is a mortgage loan on commercial real estate. As a business owner, why not purchase your property instead of leasing it? Owning the building could be the business owner’s best exit plan or retirement plan. A business finance consultant knows the ways of these lenders and has the contacts to secure financing for virtually any type of business need.

A commercial real estate loan is a mortgage secured by a lien on commercial property as opposed to residential property. Commercial real estate (CRE) refers to any income-producing real estate that is used for business purposes; for example, offices, retail, hotels, and apartments.

A CRE loan might be sought by small businesses seeking to purchase, expand, or renovate their sites. CRE loans are generally made to investors such as corporations, developers, partnerships, funds, trusts, and REITs.

In other words, business entities formed for the specific purpose of owning and operating commercial real estate. The business entity purchases commercial property, leases out space, and then collects rent from the businesses that operate within the property. The financing for the venture, including the acquisition, development, and construction of these properties, is accomplished through commercial real estate loans.