Agricultural Loans / Farm Loans

Farm loans help farmers buy, operate, and expand a farm. Farm loans can provide liquid cash at the startup phase as well as help established farms with a cash crunch during a seasonal challenge. Equipment, crop, and livestock financing, as well as credit lines, are common ways a farm loan can take form. Agricultural lending includes loans to fund the production of crops, fruits, vegetables, and livestock, or to fund the purchase or refinance of capital assets such as farmland, machinery and equipment, breeder livestock, and farm real estate improvements.

Farm loans vary depending on the size of your farm, your financial history, your collateral, and whether you qualify for a federal Farm Service Agency (FSA) loan program or a farm program designed by our commercial lenders.

Your business may also qualify for agricultural credit which refers to one of several credit vehicles used to finance agricultural transactions. These vehicles include loans, notes, bills of exchange, and banker's acceptances.

This type of financing is specially adapted to the specific financial needs of farmers and allows them to secure equipment, plant, harvest, marketing, and do other things that are necessary to keep their farms running.

When someone needs credit, they often turn to banks for loans or other credit vehicles. Some industries have special facilities set aside through certain financial institutions as is the case with agribusiness the business sector encompassing farming and farming-related commercial activities which involve all the steps required to send an agricultural good to market production, processing, and distribution. This is called agricultural credit, which is available in many different countries.